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QUICK BUY! Get up to 25% OFF on medicines & lab tests*
🇮🇳 English EN
🇮🇳 Hindi हिंदी
North East India
🇮🇳 Assamese অসমীয়া
🇮🇳 Bodo बड़'
🇮🇳 Manipuri (Meitei) ꯃꯩꯇꯩꯂꯣꯟ
🇮🇳 Nepali नेपाली
🇮🇳 Santali ᱥᱟᱱᱛᱟᱲᱤ
East & Central India
🇮🇳 Bengali বাংলা
🇮🇳 Maithili मैथिली
🇮🇳 Odia ଓଡ଼ିଆ
North India
🇮🇳 Dogri डोगरी
🇮🇳 Kashmiri کٲشُر
🇮🇳 Punjabi ਪੰਜਾਬੀ
🇮🇳 Sanskrit संस्कृतम्
🇮🇳 Sindhi سنڌي
🇮🇳 Urdu اردو
West India
🇮🇳 Gujarati ગુજરાતી
🇮🇳 Konkani कोंकणी
🇮🇳 Marathi मराठी
South India
🇮🇳 Kannada ಕನ್ನಡ
🇮🇳 Malayalam മലയാളം
🇮🇳 Tamil தமிழ்
🇮🇳 Telugu తెలుగు
Care Plan by Odinova International

Reduce Your Medical
Expenses by Half

One plan. Complete protection. Covering hospitalisation, OPD, lab tests, tele-consultations, and preventive care — so you save more on what truly matters.

IRDAI Registered NABL Certified Labs MCI Verified Doctors 98.4% Claim Settlement
Odinova International Hero
1.2M+
Lives Covered
98.4%
Claims Settled
5,000+
Network Hospitals
15+ Yrs
Trusted Healthcare
800+
Cities Covered
Benefits

What's Included in Every Plan

Core benefits with zero hidden charges and no confusing add-ons — just clear, complete coverage.

🏥

Cashless Hospitalisation

5,000+ network hospitals. Zero upfront payment. Pre-auth approved in under 2 hours.

💊

OPD & Medicine Cover

Doctor visits, diagnostics, and prescribed medicines reimbursed up to your plan limit.

👨‍⚕️

Free Tele-Consultations

Verified specialists 24/7 via video or call — 30+ specialities, unlimited on top plans.

🧬

Annual Health Check-up

Full preventive check-up at NABL-certified labs — blood panel, ECG, lipid profile & more.

🛡️

Critical Illness Cover

Lump-sum payout on diagnosis of major illnesses — cancer, heart attack, stroke, and more.

🚑

Emergency Ambulance

Road and air ambulance charges covered in full. GPS-tracked, dispatched in 15 minutes.

Choose a Plan

Pick the Right Plan for You

Silver Plan
· Coverage up to 3,00,000
₹5,000
/ year
Save 12%
Every Membership Includes
  • Cashless hospitalisation at network hospitals
  • OPD & medicine reimbursement
  • Free tele-consultations (24/7)
  • Annual preventive health check-up
  • Emergency ambulance cover
Selected Plan
Silver Plan
₹5,000 / year
  • Test 1
  • Test2
  • Test3
  • Test5
Join Now →

* Premiums are indicative. GST @18% applicable. Tax deduction up to ₹25,000 u/s 80D.

Members Say

Trusted by Families Across India

Real stories from Odinova International policyholders — from seamless claims to life-saving emergency care.

★★★★★

"My father's bypass surgery was handled completely cashless. Pre-auth was approved in under 90 minutes. Odinova's team was with us every step of the way."

RK
Rajesh Kumar
Jaipur · Platinum Member
★★★★★

"The OPD cover has been a blessing for our family of four. Medicines, labs, and consults — we've used ₹12,000 worth of benefits in just 8 months."

PS
Priya Sharma
Mumbai · Gold Care Member
★★★★★

"Fell ill travelling abroad and Odinova's emergency team arranged everything instantly. I didn't pay a single rupee out of pocket. Truly world-class service."

AM
Arjun Mehta
Bengaluru · Platinum Member
FAQ

Frequently Asked Questions

Everything you need to know before enrolling in an Odinova insurance plan.

How do I make a cashless claim at a hospital?
Visit the insurance desk at any Odinova network hospital with your policy card and a valid photo ID. The hospital submits a pre-auth request and we respond within 2 hours. All covered expenses are settled directly — no upfront payment needed.
Is there a waiting period for pre-existing conditions?
Pre-existing conditions are covered after 24 months on Silver and Gold plans, and 12 months on Platinum. A 30-day initial waiting period applies to most illnesses except accidents.
Can I add family members to my plan?
Yes. Under the Family Floater option on Gold and Platinum plans, you can add a spouse, children, and parents at enrolment or renewal. Newborns can be added within 90 days of birth.
Get in Touch

Have a Question? We're Here.

Fill in the form and our insurance advisor will call you back within 2 business hours.

Send an Enquiry

✓ Thank you! Your enquiry has been received. An advisor will contact you within 2 hours.

We'd Love to Help You Choose

Our trained advisors can walk you through plan details, help you understand coverage, and guide you to the right plan based on your health history and budget.

📞
Phone / WhatsApp
+91-70997-14932
✉️
Email
info@odinovainternational.in
🕐
Advisor Hours
Mon–Sat · 9 AM – 7 PM IST

Why enquire first?
Advisors help you declare pre-existing conditions correctly, choose the right coverage for your family size, and ensure your claim process is smooth from day one.

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